cashplanmaster.com

Confidence with money isn’t something you’re born with—it’s built step by step. For me, it started with tracking spending and saving a little at a time. Each small action adds up, and I’ve found that awareness, education, and a few good habits make handling money a lot more doable. Here, I’m breaking down the best … Read more

I started off with a solid foundation, earning a BSBA in Finance with a minor in Economics. It seemed like a ticket to financial stability. But oh, how the world works in mysterious ways. 2009 was a rough year. I faced Chapter 7 Bankruptcy, a wake-up call that turned my world upside down. This unexpected … Read more

The way people spend and save isn’t just about dollars and cents. It’s an emotional tug-of-war happening quietly in your head-every day. I’ve noticed that even the most budget savvy people have moments where emotions and outside influences sneak in and affect their choices. Understanding the psychology behind spending and saving can make tools like … Read more

Here’s the deal. Setting financial goals without clarity is like navigating a ship without a map. To steer your financial ship in the right direction, there’s no substitute for being specific about what you want to achieve. Vague goals lead to vague results. Vague results generally lead to an impoverished future. Why Should I Set … Read more

Financial stress is a big deal for a lot of people today. It’s like this invisible weight that can make even the smallest money decisions feel overwhelming. But where does it come from, exactly? Well, let’s break it down. How Do I Overcome Financial Anxiety? Getting Over financial anxiety starts with looking it straight on … Read more

Here’s the thing. Your approach to money isn’t just shaped by your budget or your paycheck. It’s heavily influenced by the way you think. I’ve seen over and over again how mindset plays a big role in the financial decisions you make and the habits you build. Whether you’re trying to save, budget better, or … Read more