About Me

This is me
The UAH Capital Management Group (CMG) is the university’s student investment management team. The CMG was formed in March 1998 when the Tennessee Valley Authority launched the TVA Investment Challenge Program. (Michael Mercier/UAH).

I started off with a solid foundation, earning a BSBA in Finance with a minor in Economics. It seemed like a ticket to financial stability. But oh, how the world works in mysterious ways. 2009 was a rough year. I faced Chapter 7 Bankruptcy, a wake-up call that turned my world upside down. This unexpected twist pushed me onto a path of resilience and learning.

Fast forward to 2020, an inheritance came my way. You’d think I was finally hitting a lucky streak, right? This windfall helped me tackle another round of debt. It was a golden opportunity to wipe the slate clean. But, of course, there was more to learn on this rollercoaster ride.

2023 arrived with another financial hurdle. I turned to Debt Resolution to put my finances in order. This experience was humbling and insightful, reinforcing that life often comes with unexpected turns. Partnering with a resolution company’s lender in 2024 for a Debt Consolidation loan was my tactical move to streamline payments and relieve stress.

Through all these ups and downs, there are two big lessons I’ve taken to heart. First up: always know where your money is going. Keep an eye on those dollars and cents. It’s the small leaks that sink the biggest ships. Second: building the right mindset about money is crucial. It’s not just about earning — it’s about planning wisely and staying prepared.

This financial journey has taught me resilience, the importance of community support, and the power of a strategic plan. Moving forward, I’m embracing these lessons to steer my financial ship with purpose and confidence.

I look forward to this adventure that I will be sharing with you called cashplanmaster.com. And I look forward to teaching you the lessons I learned through the school of hard know-where “I got my Ph.D. in DUMB” ~Dave Ramsey.

Here’s to your learning experience and my teaching those wide and varied lessons.

Sean M.

seanm@cashplanmaster.com

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